Buying a home in Israel can feel overwhelming—especially for foreigners or new immigrants. This easy-to-follow checklist guides you through every step, from budgeting to moving in.
Get your finances in order before you begin the property search.
Determine your total budget, including
Get mortgage pre-approval from a local bank or broker
Prepare proof of funds
Check if you’re eligible for immigrant benefits
Define what you want—and where—and start visiting properties.
Choose your location (city, suburb, or rural)
Decide the property type
Research average prices in your target areas
Book viewings through a licensed real estate agent
Ask about land type
Before making any deal, verify everything through your lawyer.
Hire a real estate lawyer
Check for liens, debts, or legal disputes
Verify building permits and zoning status, especially for:
Review Arnona (property tax) and Va’ad Bayit (building maintenance) payments
Once you’ve found the right place, it’s time to secure it legally.
Negotiate price and payment terms
Sign a Letter of Intent (optional but common)
Sign a legally binding Sale Agreement
Pay the down payment
Get your finances in order before you begin the property search.
Transfer funds according to the payment schedule in the contract
Finalize your mortgage (if using one):
Register your ownership officially in the Tabu (Land Registry)
Congratulations! Time to take possession and settle in.
Inspect the property one last time before key handover
Transfer utility accounts
Change your name on the registration
Collect the keys and celebrate!
These aren’t mandatory but can protect your interests.
Copy of seller’s ID
Independent engineer’s report or inspection
Mortgage approval letter
Signed Sale Agreement summary page
Building plan or permit copy (especially for standalone houses)